Products and Services

Share Accounts (Savings)

• $25.00 Pledge fee requirement to have an FJ account
  • $5.00 for a 21 and under requirement

Dividends are paid on a quarterly basis for amounts $25.00 and over.

Draft Accounts (Checking)

• No minimum balance required
• No monthly fees

Statements are mailed on a monthly basis or online statements are available.

Term Certificates

There are various lengths of time for our share certificate accounts ranging from 6 months to 36 months.  Dividends can be posted directly to the share certificate, withdrawn on a monthly basis or transferred to your regular share account.

Individual Retirement Accounts (IRA’s)

We offer Traditional, Roth and Coverdell (Educational) IRA’s.  These accounts can be established as a regular IRA share account or as an IRA Share Certificate account.

Christmas Clubs

• Christmas Clubs can be open any time of the year
  • The next year starts October 1st.
• Deposits can be made in person, by mail or direct deposit
• October 1st will automatically be transferred to your savings account

Vacation Clubs

• Vacations run all year (January 1st – December 31st)
• Deposits can be made in person, by mail, online or direct deposit