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Savings Rates


Rates – Effective November 1, 2011

Name of AccountMinimum BalanceAPY*
Regular Shares$250.15% on balance over $25
Share Accounts (Under 21 years of age)$50.15% on balance over $25
Share Draft (Checking)nonenone

Regular and IRA Share Term Accounts

TermMinimum BalanceAPY*
6 Months$1,000.000.20%
12 Months$1,000.000.30%
18 Months$1,000.000.35%
24 Months$1,000.000.65%
36 Months$5,000.000.85%

IRA Share Accounts (Traditional, Roth and Coverdell-Educational)

Minimum DepositAPY*
$5.00 minimum deposit0.30%

Club Accounts

Club TypeAPY*
Christmas Club0.50%
Vacation Club0.50%
  • Rates are subject to change without notice
  • Minimum balance of $25 required to earn dividends
  • Share certificate dividends are paid quarterly unless requested by member
  • Share certificates are subject to a penalty for early withdrawal
  • Fees could reduce the earnings on any¬† account (applies only if fees are associated with the account)
  • * APY (Annual Percentage Yield)