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Savings Rates


Rates – Effective – January 1st 2024

Name of AccountMinimum BalanceAPY*
Regular Shares$250.10% on balance over $25
Share Accounts (Under 21 years of age)$50.10% on balance over $25
Share Draft (Checking)NoneNone

Regular and IRA Share Term Accounts

TermMinimum BalanceAPY*
6 Months$1,000.001.30%
12 Months$1,000.001.40%
18 Months$1,000.001.50%
24 Months$1,000.001.40%
36 Months$5,000.001.30%

IRA Share Accounts (Traditional, Roth and Coverdell-Educational)

Minimum DepositAPY*
$5.00 minimum deposit0.30%

Club Accounts

Club TypeAPY*
Christmas Club0.50%
Vacation Club0.25%
  • Rates are subject to change without notice
  • Minimum balance of $25 required to earn dividends
  • Share certificate dividends are paid quarterly unless requested by member
  • Share certificates are subject to a penalty for early withdrawal
  • Fees could reduce the earnings on any  account (applies only if fees are associated with the account)
  • * APY (Annual Percentage Yield)