Rates – Effective November 1, 2011

Name of Account Minimum Balance APY*
Regular Shares $25 0.15% on balance over $25
Share Accounts (Under 21 years of age) $5 0.15% on balance over $25
Share Draft (Checking) none none

Regular and IRA Share Term Accounts

Terms Minimum Balance APY*
  6 Months $1,000.00 0.20%
12 months $1,000.00 0.30%
18 months $1,000.00 0.35%
24 months $1,000.00 0.65%
36 months $5,000.00 0.85%

IRA Share Accounts (Traditional, Roth and Coverdell-Educational)

$5.00 minimum deposit 0.30%

Club Accounts

Christmas 0.50%
Vacation 0.50%
  • Rates are subject to change without notice
  • Minimum balance of $25 required to earn dividends
  • Share certificate dividends are paid quarterly unless requested by member
  • Share certificates are subject to a penalty for early withdrawal
  • Fees could reduce the earnings on any  account (applies only if fees are associated with the account)
  • * APY (Annual Percentage Yield)

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